Make a Payment

You deserve options. Making your payment has never been so simple.

Internal Transfer

  • Transfer from your RIFCU account.
  • One-time or recurring payments.
  • Instant Payment
  • FREE

*Online Banking registration required. Select TRANSFERS from the menu.

Make a Payment

External Transfer

  • Transfer from another institution via ACH Express.
  • One-time or recurring payments.
  • 2-5 business days
  • FREE

*Online Banking & External Account registration required. Select External Accounts from the TRANSFERS tab.

Make a Payment

 

Pay Online

  • Use a debit card or ACH from another institution.
  • One-time or recurring payments.
  • Up to 2 business days
  • $3.95 per payment

*You will need your account number. Cutoff time for same-day credit is 5:00pm EST.

Make a Payment

Pay by Phone

  • Use a debit card or ACH from another institution.
  • One-time payment.
  • Up to 2 business days to post to your account.
  • $7.95 per payment

*Cutoff time for same-day credit is 5:00pm EST.

Call 800-769-1424

*VISA payments are available on a desktop device from the VISA option in the menu. At this time Visa payments are not offered via External Transfer or Self-Pay Online.


Not what you’re looking for?

Check out even more payment options below:

  • Visit us at a local branch
  • Not near a branch? Make a payment at a shared service center.
  • Call us at 1-800-769-1424
  • Call Center hours are Monday-Friday, 8:30am – 6:00pm.
  • Live Chat hours are Monday-Friday, 8:30am – 5:30pm.
  • Making a mortgage payment?
  • Mail in a payment (checks only):
    Railroad & Industrial Federal Credit Union
    2315 Drane Field Road
    Lakeland, Florida 33811