Loan Rates as of January 1, 2021
Vehicle/Watercraft
Loan Type |
Available Terms* |
APR* as low as |
New Automobile |
36 - 84 months* |
2.75% |
Used Automobile |
36 - 84 months* |
2.75% |
New Motorcycle |
36 - 60 months* |
5.99% |
Used Motorcycle |
36 - 60 months* |
5.99% |
Harley Motorcycle |
36 - 72 months* |
2.75% |
New Boat |
36 - 180 months* |
5.75% |
Used Boat |
36 - 180 months* |
5.75% |
New Personal Watercraft |
up to 48 months* |
5.99% |
Used Personal Watercraft |
up to 36 months* |
5.99% |
|
Mortgage Rates |
For current mortgage rates visit our Online Loan Consultant |
Home/Agriculture
Loan Type |
Maximum Terms* |
APR* as low as |
Rate Type |
Details |
Home Equity (80% LTV) |
180 months* |
4.00% |
Variable |
No closing costs up to $500
First or second mortgage |
Home Equity (100% LTV) |
180 months* |
5.25% |
Variable |
No closing costs up to $500 First or second mortgage |
Home Equity (80% LTV) |
60 months* |
5.99% |
Fixed |
No closing costs up to $500
First or second mortgage |
Home Equity (80% LTV) |
120 months* |
6.99% |
Fixed |
No closing costs up to $500
First or second mortgage |
New Recreational Vehicle |
180 months* |
5.75% |
Fixed |
80% financing of NADA retail value |
Used Recreational Vehicle |
180 months* |
5.75% |
Fixed |
70% financing of NADA retail value |
Personal
Loan Type |
Maximum Terms* |
APR* as low as |
Details |
Signature |
60 months* |
9.99% |
|
Line of Credit |
60 months* |
9.99% |
|
Christmas/Vacation |
12 months* |
9.99% |
Maximum loan amount $1,000 |
|
Credit Card
Loan Type |
APR* as low as |
Rate Type |
VISA Platinum* |
8.90% |
Variable |
VISA CURewards Platinum* |
9.90% |
Variable |
|
Savings Rates as of January 1, 2021
Savings & Checking
Account Name |
Dividend Rate |
APY* |
Minimum Deposit
to Open Account |
Minimum Balance
to Obtain APY |
Regular Share |
0.049% |
0.05% |
$5.00 |
$5.00 |
Youth Share* |
4.990% |
5.10% |
$5.00 |
$5.00 |
Christmas Club |
0.049% |
0.05% |
$5.00 |
$5.00 |
Choice Plus+ Checking**
First $2,500.00 (if criteria met)
|
2.471% |
2.50% |
$0.00 |
$4,000.00 |
Choice Plus+ Checking**
Balances exceeding $2,500.00
|
0.010% |
0.01% |
$0.00 |
$4,000.00 |
|
|
Money Management
Minimum Balance to Obtain APY |
Dividend Rate |
APY* |
$50,000.00 & UP |
0.299% |
0.30% |
$25,000.00 - 49,999.99 |
0.199% |
0.20% |
$10,000.00 - 24,999.99 |
0.149% |
0.15% |
$2,000.00- 9,999.99 |
0.099% |
0.10% |
|
IRA Share Savings
Account Name |
Dividend Rate |
APY* |
IRA Share Savings |
0.249% |
0.25% |
Roth IRA Share Savings |
0.249% |
0.25% |
|
Share Certificates
Term |
Dividend Rate |
APY* |
6-Month Share Certificate |
0.349% |
0.35% |
1-Year Share Certificate |
0.449% |
0.45% |
18-Month Certificate |
0.498% |
0.50% |
2-Year Share Certificate |
0.598% |
0.60% |
3-Year Share Certificate |
0.697% |
0.70% |
4-Year Share Certificate |
0.797% |
0.80% |
5-Year Share Certificate |
0.896% |
0.90% |
|
JUMBO Share Certificates
Term |
Dividend Rate |
APY* |
6-Month Share Certificate |
0.548% |
0.55% |
1-Year Share Certificate |
0.648% |
0.65% |
18-Month Share Certificate |
0.697% |
0.70% |
2-Year Share Certificate |
0.797% |
0.80% |
3-Year Share Certificate |
0.896% |
0.90% |
4-Year Share Certificate |
0.995% |
1.00% |
5-Year Share Certificate |
1.094% |
1.10% |
|
Click Fee Schedule for a listing of maintenance fees and other charges.