Rates

Loan Rates as of February 1, 2017

Vehicle/Watercraft
Loan Type Maximum Terms* APR* as low as Details
New Automobile 84 months* 1.99% 100% financing of MSRP
Used Automobile 84 months* 2.99% 100% financing of average retail
New Motorcycle 60 months* 6.50% 100% financing of MSRP
Used Motorcycle 60 months* 6.75% 100% financing of NADA
Harley Motorcycle 72 months* 4.99% 100% financing of MSRP
New Boat 180 months* 6.50% 80% financing (maximum loan amount $50,000)
Used Boat 180 months* 6.75% 70% financing of NADA retail value
New Personal Watercraft 48 months* 6.50% 80% financing of purchase price
Used Personal Watercraft 36 months* 6.75% 70% financing of NADA retail value
Fixed rate
Mortgage Rates
Call (813) 621-6661 ext. 272 or (800) 769-1424 ext 272 for current rates.
Home/Agriculture
Loan Type Maximum Terms* APR* as low as Rate Type Details
Home Equity (80% LTV) 180 months* 4.75% Variable No closing costs up to $500
First or second mortgage
Home Equity (100% LTV) 180 Months* 6.25% Variable No closing costs up to $500
First or second mortgage
New Recreational Vehicle 180 months* 6.50% Fixed 80% financing of NADA retail value
Used Recreational Vehicle 180 months* 6.75% Fixed 70% financing of NADA retail value
New Farm Equipment 60 months* 10.90% Fixed Minimum value $2,500; 80% of list price; Maximum to finance $15,000.
Personal
Loan Type Maximum Terms* APR* as low as Details
Signature/Line of Credit 48 months* 9.99%  
Christmas/Vacation 12 months* 12.00% Maximum loan amount$1,000
Fixed rate
Credit Card
Loan Type APR* as low as Rate Type
VISA Platinum* 8.90% Variable
VISA CURewards Platinum* 9.90% Variable
No annual fee. $15,000 maximum limit.

Subject to change without notice.
* APR = Annual Percentage Rate. Rates and terms based on individual credit worthiness and other restrictions may apply. Terms shown above are the maximum allowed. Rates quoted above may be for shorter terms. Contact the credit union about specific rates and terms.

Savings Rates as of November 1, 2016

Savings & Checking
Account Name Dividend Rate APY* Minimum Deposit
to Open Account		 Minimum Balance
to Obtain APY
Regular Share 0.299% 0.30% $5.00 $5.00
Youth Share* 4.99% 5.10% $5.00 $5.00
Christmas Club 0.299% 0.30% $5.00 $5.00
Checking 0.099% 0.10% $0.00 $1,000.00
Compounded monthly.  * On balances up to $500.00 then prevailing Regular Share rate applies.
Money Management
Minimum Balance to Obtain APY Dividend Rate APY*
$50,000.00 & UP 0.548% 0.55%
$25,000.00 - 49,999.99 0.498% 0.50%
$10,000.00 - 24,999.99 0.449% 0.45%
$2,000.00- 9,999.99 0.399% 0.40%
$2,000.00 Minimum Deposit to Open Account. Compounded monthly.
IRA Share Savings
Account Name Dividend Rate APY*
IRA Share Savings 0.598% 0.60%
Roth IRA Share Savings 0.598% 0.60%
$5.00 Minimum Deposit to Open Account. $5.00 Minimum Balance to Obtain APY. Compounded monthly.
Share Certificates
Term Dividend Rate APY*
6-Month Share Certificate 0.499% 0.50%
1-Year Share Certificate 0.698% 0.70%
1-Year Jumbo Share Certificate 0.847% 0.85%
2-Year Share Certificate 1.094% 1.10%
3-Year Share Certificate 1.440% 1.45%
4-Year Share Certificate 1.638% 1.65%
5-Year Share Certificate 1.883% 1.90%
Compounded daily.
Regular Share Certificates: $500.00 Minimum Deposit to Open Account; $500.00 Minimum Balance to Obtain APY.
Jumbo Share Certificates: $100,000.00 Minimum Deposit to Open Account; $100,000.00 Minimum Balance to Obtain APY.

Click Fee Schedule for a listing of our fees. 

*APY = Annual Percentage Yield
Subject to change without notice. Rates effective as of 12/01/2014 and may change weekly.