Fees

Share/Savings Account Fees
1st 60-days from calendar date of opening Free
Members under age 25 Free
Members over age 60 Free
Other account relationship, under the same member number (for example Choice Checking) Free
Less than $500 balance and no other account relationship $5.00 per month
Share NSF/Negative balance $29.00 per item
Choice Checking Account Fees
1st 60-days from calendar date of opening Free
Members under age 25 Free
Members over age 60 Free
If during calendar month checking shows: direct deposit, payroll deduction, net check deposit, or an average daily balance of $1,000 or more Free
If no direct deposit during calendar month or an average daily balance less than $1,000 $4.00 per month
NSF / Negative Balance $29.00 per item
Courtesy Pay-Repayment $29.00 per item/45-to repay
Overdraft Transfer Free
Returned Item $20.00 per item
Stop Payment $20.00 through Tel-R Connect Service. $25.00 per request otherwise.
Stop Payment ACH $20.00 ACH
Copy of Paid Draft Free through PC Connect Service. Otherwise $2.00 per item
Immediate Copy $3.00 per item
Invalid Item $5.00 per item
Check Printing Varies by style
Overdraft Transfer Free, no minimum
EZ Pay, Mobile EZ Pay Free
Other Miscellaneous and Loan Fees
Check Cashing for Company Groups - Check less than $300 $3.00
Check Cashing for Company Groups - Check $300.01 and over $5.00
Deposited item return fee from other source $10.00
Returned loan payment from other source $20.00
Loan payment late fee $25.00 per occurrence
Loan skip payment, per loan per occurrence $15.00 per loan per occurrence
Account Reconciliation $10.00 per hour/ 1 hour minimum
Account Research $10.00 per hour/ 1 hour minimum
Statement copy $1.00 per page + Research Fees
Collection item $10.00 per item
Money Order $2.00 each
Official Check $5.00 each
Account Transfer (If account is transferred twice within a 24 month period) $25.00 per transfer
Savings/Checking closed within 6 months $25.00
Closed account reopen new account within 6 months $25.00
Bad Address $2.00 per month
Dormant Account - 12-months of no activity and member age older than 22 years; or 48-months of no activity and member age younger than 22 years.EXCEPTIONS: balances greater than $1,000 or any IRA account. $5.00 per month
Special Handling (levies, garnishments, child support) $25.00 per request
Non-Member On-Us Check Cashing $5.00 per item
Domestic Wire Transfer outgoing  $25.00 per transfer
International Wire Transfer outgoing $50.00 per transfer
Visa® Gift Card $4.95 each
Electronic Funds Transfer and Debit Fees
(Members must have a share draft account to apply for DEBIT/ATM card)
ATM Inquiry .50 per inquiry
ATM Transaction Rejection .50 per rejection
Foreign ATM transactions at Railroad & Industrial Machines $1.50 per transaction
Non-Proprietary ATM Transaction fee $1.50 per transaction
Replacement Card/ Paid Charged off Checking Debit Card Re-issue $10.00 per card
Replacement PIN $2.00 per PIN
Safe Deposit Box Fees
3" x 5" $15.00 per box annually
3" x 10" $25.00 per box annually
5" x 10" $40.00 per box annually
10" x 10" $65.00 per box annually
Key Fee (2 Keys Issued with Each Box) $10.00 per box
Closed Box Key Returned $50.00 for lost key
Drill Fee For Lost/Stolen Keys Varies

Subject to change without notice.