Insurance & Protection

TruStage Insurance

We offer competitive Auto Insurance through trustage.

TruStage Insurance Agency. Looking for insurance protection? We've got you covered. Find out more.

Family Security Plan

Railroad & Industrial Federal Credit Union has partnered with representatives from The Family Security Plan to offer programs of permanent life insurance, disability income protection, and critical illness insurance.

Life insurance is a way to make sure that your family can maintain their standard of living in the event something happens to you. The Family Security Plan Whole Life program features premiums that never increase and death benefits that never decrease. Your policy also accumulates cash value that you may borrow against for college education, financial opportunities, or for any other reason.  The death benefits can help your family compensate for lost income, assist in paying bills, and help cover other costs associated with and resulting from the loss of a loved one. Policies are available to members, their spouses, and dependent children.

Also offered is The Family Security Plans Disability Income program.  What would happen to your mortgage, your bills, your retirement should you suddenly be unable to work and earn a living?  Disability Income helps you meet your basic monthly financial commitments should you become too sick or injured.  But it does much more than that; it protects your lifestyle.

And, did you know that one out of every three Americans will contract a life altering illness during his or her lifetime. Many who survive a covered critical illness face serious financial constraints as they attempt to recover.  The Family Security Plans Critical Illness Benefit can help ensure that you wont have to also deal with financial stress if you are struck by a covered critical illness.

When you consider your family's financial needs The Family Security Plan's programs fit your lifestyle and your budget!  To find out more information on these programs, stop by the lobby or call a dedicated Family Security Plan Representative at (855)818-0955.

Whole Life Insurance
The Family Security Plan’s Whole Life Insurance offers you a way to protect your family’s future in the event that you were no longer there to care for them.
Learn More »

Critical Illness and Best Doctors
The Family Security Plan’s Critical Illness Insurance safeguards your savings by providing you with a lump sum benefit upon first diagnosis of a covered critical illness. Best Doctors® will make sure you get the best medical guidance.
Learn More »

Disability Insurance
Disability income insurance provides a convenient, affordable way to ensure that your income will continue even if you were unable to earn a paycheck due to a disabling injury or illness.
Learn More »

Credit Life and Credit Disability

You can protect your loan payments with credit life and credit disability protection plans. Protect your family and your future with our protection plans. To find out more about our plans call us or stop by an office.

View Video

 

Dental Insurance

High quality, affordable dental coverage for members is offered through CompBenefits. This plan is available to all members living in Florida. For information, contact the Insurance Service Center at (800) 432-0235.

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, visit creditunion.forevercar.com/railroadindustrialfcu or call 866-681-7280, where you can take advantage of:

  • Convenience - easy-to-use, 24/7 online shopping experience
  • Customer service - expert service through a dedicated call center
  • Monthly payments - through a convenient monthly payment plan that fits your budget

Protect yourself from the unexpected costs of an auto repair. Learn more

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018