Insurance & Protection

TruStage® Auto & Home Insurance Program

TruStage® Auto & Home Insurance Program

Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.

Get your free quote online today or call 1-855-589-2146.

TruStage® Auto & Home Insurance Program is made available by TruStage. Coverage provided and underwritten by Liberty Mutual® Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA © 2020 Liberty Mutual® Insurance.

To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061.  Individual premiums and savings will vary.

*Discounts are not available in all states and discounts vary by state.

© 2020 TruStage Insurance Agency


Family Security Plan

Railroad & Industrial Federal Credit Union has partnered with representatives from The Family Security Plan to offer programs of permanent life insurance, disability income protection, and critical illness insurance.

Life insurance is a way to make sure that your family can maintain their standard of living in the event something happens to you. The Family Security Plan Whole Life program features premiums that never increase and death benefits that never decrease. Your policy also accumulates cash value that you may borrow against for college education, financial opportunities, or for any other reason.  The death benefits can help your family compensate for lost income, assist in paying bills, and help cover other costs associated with and resulting from the loss of a loved one. Policies are available to members, their spouses, and dependent children.

Also offered is The Family Security Plans Disability Income program.  What would happen to your mortgage, your bills, your retirement should you suddenly be unable to work and earn a living?  Disability Income helps you meet your basic monthly financial commitments should you become too sick or injured.  But it does much more than that; it protects your lifestyle.

And, did you know that one out of every three Americans will contract a life altering illness during his or her lifetime. Many who survive a covered critical illness face serious financial constraints as they attempt to recover.  The Family Security Plans Critical Illness Benefit can help ensure that you wont have to also deal with financial stress if you are struck by a covered critical illness.

When you consider your family's financial needs The Family Security Plan's programs fit your lifestyle and your budget!  To find out more information on these programs, stop by the lobby or call a dedicated Family Security Plan Representative at (855)818-0955.

Whole Life Insurance
The Family Security Plan’s Whole Life Insurance offers you a way to protect your family’s future in the event that you were no longer there to care for them.
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Critical Illness and Best Doctors
The Family Security Plan’s Critical Illness Insurance safeguards your savings by providing you with a lump sum benefit upon first diagnosis of a covered critical illness. Best Doctors® will make sure you get the best medical guidance.
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Disability Insurance
Disability income insurance provides a convenient, affordable way to ensure that your income will continue even if you were unable to earn a paycheck due to a disabling injury or illness.
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Credit Life and Credit Disability

You can protect your loan payments with credit life and credit disability protection plans. Protect your family and your future with our protection plans. To find out more about our plans call us or stop by an office.

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Protection when it matters…We are here to help!

In your time of need, our claims process is quick and easy. If you elected credit life or disability on your loan, you can use this convenient claims process to quickly and easily file your insurance claim.

To begin, please fill out a claim form at

If you prefer, call 1.844.707.4964 to begin the process and a CUNA Mutual Group Claims Specialist will guide you through the process.

CUNA Mutual Group is the marketing name for CUNA Mutual Holding Company, a mutual insurance holding company, its subsidiaries and affiliates. MEMBER'S CHOICE® credit life and credit disability insurance is underwritten by CMFG Life Insurance Company.

Dental Insurance

High quality, affordable dental coverage for members is offered through CompBenefits. This plan is available to all members living in Florida. For information, contact the Insurance Service Center at (800) 432-0235.

Mechanical Repair Coverage

As vehicles get older and miles add up, the likelihood for repairs increases. Mechanical Repair Coverage can help you limit out-of-pocket, costs for covered breakdowns.

To research, compare and buy Mechanical Repair Coverage, call us at 866-681-7280, or visit us online to take advantage of:

  • Convenience - easy-to-use, 24/7 online shopping experience
  • Customer service - expert service through a dedicated call center
  • Monthly payments - through a convenient monthly payment plan that fits your budget

Protect yourself from the unexpected costs of an auto repair. Learn more

Mechanical Repair Coverage is provided and administered by Consumer Program Administrators, Inc. in all states except CA, where coverage is offered as insurance by Virginia Surety Company, Inc., in WA, where coverage is provided by National Product Care Company and administered by Consumer Program Administrators, Inc., in FL, LA and OK, where coverage is provided and administered by Automotive Warranty Services of Florida, Inc. (Florida License #60023 and Oklahoma License #44198051), all located at 175 West Jackson Blvd., Chicago Illinois 60604, 800.752.6265. This coverage is made available to you by CUNA Mutual Insurance Agency, Inc. In CA, where Mechanical Repair Coverage is offered as insurance (form MBIP 08/16), it is underwritten by Virginia Surety Company, Inc. Coverage varies by state. Be sure to read the Vehicle Service Contract or the Insurance Policy, which will explain the exact terms, conditions, and exclusions of this voluntary product. MRC-2341946.1-1218-0121 © CUNA Mutual Group 2018