www.RIFCU.org   l    813-621-6661
October 2018
CD RATE INCREASE
Your Credit Union has always strived to offer you some of the best rates in town, and our AMAZING EVERY DAY CD Rates prove it! You can take advantage by opening a new certificate over the phone, or visit your closet branch office!  

To see a list of all our current Savings Rates, simply go to our Rates Page at RIFCU.org or for more information call us at 813.621.6661.  
 
"My experience with the branch has been wonderful. I always take my family members in to open an account too! I enjoy being treated like a friend and Elainna in Lakeland is great!"
Barbara G. - Member since 2015  

Thank you for being a loyal member. If you've received outstanding service, please tell us about it. Contact Us or send your letter to Attn: Marketing, 3710 N 50th St., Tampa, FL 33619.

$100 MEMBERSHIP REFERRAL CONTEST 
 

Congratulations to last month's $100/ $100 Membership Referral Contest Winners Kellan Mitchell & Roger Mitchell.
Roger filled out a Referral Entry with his and Kellen's names. When Kellen opened her account, they both were
eligible for the monthly drawing, which their entry was pulled.
To be eligible for this month's drawing, simply refer a friend, family member or co-worker by using the RIFCU $100 Membership Referral Entry Form. 
You can print one by clicking on the entry form below or pick some up at your local RIFCU branch. 

ClickSWITCH
Finally, there's a simple way to switch your direct deposits and automatic payments.
 
Now you can easily move recurring payments and direct deposits to your Railroad & Industrial Federal Credit Union account, all with the click of a mouse. No complicated switch kits or wasting time contacting payees, just an easy process that does the work for you. With ClickSWITCH, account information is transferred quickly; it's automated, convenient and takes as little as 10 minutes.
 
Simply Follow These Steps to Start the Secure Process: 
  1. To get started call us at (813) 621-6661 or visit your closest branch
  2. Login at rifcu.clickswitch.com and enter the SwitchTRACK (activation) code provided by us to login
  3. Select which direct deposits and automatic payments you'd like to switch and begin the switching process
  4. Click on your desired tab and follow the instructions to create and submit your switches
Stop in a branch or call us today at 813-621-6661 to get started!

October 2018 Happenings
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OCT 4: World Animal Day
OCT 8: 
Columbus Day (RIFCU will be closed)
OCT 16: Bosses Day
OCT 18: International Credit Union Day
OCT 28: Nat'l Chocolate Day
OCT 29: Nat'l Cat Day
OCT 31: Halloween
 
October is Observed as:
  • Breast Cancer Awareness Month
  • Domestic Violence Awareness Month
Birthstone: Opal & Tourmaline
 
Flower: Calendula

INTERNATIONAL CREDIT UNION DAY
October 18, 2018

The credit union movement is steeped in a rich history of collaboration across divides. For nearly two centuries, financial cooperatives have encouraged people of every race, gender and belief to come together and give their all towards the betterment of their communities. It's about people helping people. That's why credit unions always offer a platinum lining.

This year, we're celebrating International Credit Union Day's platinum anniversary, a chance to look back after 70 years and be thankful for the lives and communities that have been improved by the unique principles and actions of our movement.

Stop into your local RIFCU branch on October 18th for some fun, refreshments and learn more on how your credit unions are different from banks!
MORTGAGES

Did you know we currently offer a "No Closing Cost
mortgage loan? The only money needed when making a purchase is the down-payment, taxes and insurance. Railroad & Industrial Federal Credit Union pays the rest. No money is needed when you refinance your current mortgage. Whether you are a first time home buyer, trading up, or purchasing a second home, we have a mortgage for you!  
 
To find out more, start your application when you Click Here  or call our Mortgage Loan Originator, Terri Brancucci at (813) 621-6661 ext 272. She'll be glad to assist you!
HURRICANE FLORENCE RELIEF

The Executive Management Team at RIFCU feels providing disaster relief to credit union people (staff and members) is one thing that makes us who we are. For many years we have partnered with the National Credit Union Foundation and CuAid to raise funds for victims of hurricane and national disasters within the credit union community. As we launch awareness of this cause, the success is only viable if we continue to spread the word.

To donate, please visit CUAID.coop or click here to be directed to the CUAID's General donation page.

If you would like to help the flood victims of Hurricane Florence, which hit the Carolinas and Virginia, use this link.
Trick or Treat Bags

Stop by your local branch starting October 10th to pick up your RIFCU Trick 
or Treat Halloween bag, while supplies last. 
Make sure you read the Safety Tips printed on the bag before you head out to fill it with candy.

Halloween Safety Tips
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  1. Cross the street at corners, using traffic signals and crosswalks.
  2. Look left, right and left again when crossing and keep looking as you cross. 
  3. Put electronic devices down and keep heads up and walk, don't run, across the street.
  4. Teach children to make eye contact with drivers before crossing in front of them.
2018 HOLIDAY SCHEDULE
All of our offices will be closed in observance of:
Columbus Day
Saturday, October 7  &
Monday, October 9
Veterans Day
Saturday, November 11
Thanksgiving Day
Thursday, November 23
Christmas Eve
Monday, December 24 at 1pm
Christmas Day
Tuesday, December 25 

RIFCU YOUTH ADVISORY BOARD

We are currently looking for younger members to join our Youth Advisory Board. The Board meets periodically during the year. If you are age 16 to 25 and want to know more about how we operate and how we manage the credit union, contact us today or fill out an application online.

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Don't Miss Out on Our Holiday Specials!!
If you don't have a Christmas Club savings you can get ready for the holidays with a Holiday Loan or our new CUrewards
Platinum Visa® Card! 

Christmas Club Transfer
The Holidays are nearly here! If you have a Christmas Club savings account, the money you've carefully saved all year will transfer into your Regular Share account on Friday, November 2, 2018.  If you haven't tried this easy and effortless way to save for the holidays, open your Christmas Club (with as little as $5) today! You can even set up an automatic transfer to build up your club account. Contact us for more details today.

Holiday Loans
Our Holiday Loans allow you to borrow up to $1,000 for 12 months, starting at a fixed 9.99% APR*. You get simple terms, low cost and easy payments. Apply online, stop by any of our convenient locations or call (813) 621-6661 to apply for your Holiday Loan today. 
* APR= Annual Percentage Rate. 
Subject to approval, some restrictions may apply

QUICK LINKS:
 


 
Railroad & Industrial Federal Credit Union
P.O. Box 5125
Tampa, FL 33675-5125

Nationwide: (800) 769-1424

Member Services: 813-621-6661


 
 

Disclaimer: All content in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

Copyright © 2017 Railroad & Industrial Federal Credit Union.  All Rights Reserved.

Railroad & Industrial Federal Credit union, 3710 N. 50th Street, Tampa, FL 33619
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