www.RIFCU.org   l    813-621-6661
February 2018
We're conditioned to help with your financing! 
How You Might Ask? 

Well, we start with an expert in mortgages, offer many loans to help you comb through the choices and we stay with you from start to Finish.
You can get started online by 
CLICKING HERE, stopping in one of our branches, or calling our mortgage advisor, Terri Brancucci at (813) 621-6661 ext.272.

Member Appreciates Excellent Service:

"All is perfect!!"
Kyle W., Member since 2014 - 

We appreciate all our member-owners and our greatest compliment is when you refer your co-workers and family to join RIFCU. If you've received outstanding service, please tell us about it. Contact us by Clicking Here or send your letter to Attn: Marketing, 3710 N 50th St., Tampa, FL 33619.  

Membership Matters
Our volunteer board of directors is interested in hearing from you. When you visit the Membership Matters section on our website, you can respond directly to topics placed on our site by your Board of Directors.  

We offer consumer loans for almost anything you want. Whether it's a Home Mortgage, Home Equity, Home Improvement, Car, Boat, Truck, Van, SUV, or RV we have flexible terms and great rates

It's easy to apply. You can apply online and get an answer immediately, over the phone or at any of our convenient locations.
The 8 coolest concept cars revealed so far this year

While concept cars don't always turn into production models, they can give consumers a sense of where the auto industry is heading. If this latest batch of concept cars is any indication, car companies are planning for a future of electric and self-driving cars.
Click Here to take a look at some favorite concepts released this year.
Auto Center

Check out the RIFCU online Auto Loan Center! 

There you can ShopFinance, and Protect your investment! 

Reward Yourself with Cash, Gifts or Travel

Our CURewards Visa Credit Card rewards you for a multitude of items. You'll earn 1 point for every $1 spent!

February 2018 Happenings

Feb 2: Groundhog Day 
Feb 14: Valentine's Day & Ash Wednesday
Feb 19: President's Day
February is Observed as:
~ Black History Month
~ American Heart Month 

BirthStone: Amethyst
Flower: Violet

Some Valentine's Day Fun with the Kiddos!

Here are some of the treats you can enjoy making on Valentine's Day for kids, their friends or the entire family.

It's IRA Time! 
investment_compass.jpg Open your Individual Retirement Account today. With the earning power of an IRA, high allowable annual contributions and our guaranteed returns, it's a secure way to save for your future. 
We offer both the Traditional IRA and Roth IRA. Each has a low minimum opening balance and offers a competitive dividend rate. You can open a share IRA with just $5 and make contributions through payroll deduction, or you can open a certificate IRA with as little as $500. 
With annual contributions continuing to increase and tax deductibility*, now is the right time to save for retirement. And with our IRA accounts, there is never an annual or maintenance fee. Open an IRA today. 
* Internal Revenue Code eligibility required. Please consult a tax professional for deductibility.
Holiday Schedule

All of our offices will be closed in observance of:
President's Day,  Saturday, February 17 through Monday, February 19.

Retirement Planning

Give your plan a checkup! Financial professionals typically recommend that you review your retirement strategy annually and when there is a major life event. If you haven't reviewed your plan in the last twelve months, 2018 may be the year to begin your annual review process to ensure your retirement savings are meeting your needs and expectations now and into the future. 
Click Here to see a Few Things You Need to Consider  
2018 Annual Shareholder Meeting

The 83rd Annual Shareholder meeting will be on Thursday, May 25, 2018 at 5:00 PM at the
branch at 3710 N 50th St., Tampa. Refreshments will be served and there will be door prizes. See
you there!

Railroad & Industrial Federal Credit Union
P.O. Box 5125
Tampa, FL 33675-5125

Nationwide: (800) 769-1424

Member Services: (813) 621-6661


Disclaimer: All content in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

Copyright © 2017 Railroad & Industrial Federal Credit Union.  All Rights Reserved.

Railroad & Industrial Federal Credit union, 3710 N. 50th Street, Tampa, FL 33619
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