www.RIFCU.org   l    813-621-6661
September 2018
Happy Labor Day!
Our office will be closed on:
Saturday, September 1st
Monday, September 3rd
in observance of Labor Day!
Beware of Text Message Scams

Please be aware of text message scams! Railroad & Industrial Federal Credit Union will not send text messages asking for your debit card or personal information. If you receive a suspicious text message that asks you to contact support or provide any information, please DO NOT RESPOND and alert the Credit Union immediately at 813-621-6661.

Switching Accounts
Finally, there's a simple way to switch your direct deposits and automatic payments.
Now you can easily move recurring payments and direct deposits to your Railroad & Industrial Federal Credit Union account, all with the click of a mouse. No complicated switch kits or wasting time contacting payees, just an easy process that does the work for you. With ClickSWITCH, account information is transferred quickly; it's automated, convenient and takes as little as 10 minutes.
Simply Follow These Steps to Start the Secure Process: 
  1. To get started call us at (813) 621-6661 or visit your closest branch
  2. Login at rifcu.clickswitch.com and enter the SwitchTRACK (activation) code provided by us to login
  3. Select which direct deposits and automatic payments you'd like to switch and begin the switching process.
  4. Click on your desired tab and follow the instructions to create and submit your switches.
Stop in a branch or call us today at 813-621-6661 to get started!

$100 Monthly Drawing
Stop in a branch today, fill out a referral slip and
see the official rules for our monthly
$100 Referral Drawing.

2018 Christmas Card Contest
2017 Card drawing winner
2017 RIFCU Christmas Card winner

Is your child an artist?  If so, they can be featured on the front of our 2018 Christmas Card.

This year's theme is:
A Tampa Bay Christmas Vacation
We want to see how kids will be spending their Christmas vacation this year.

Winner will receive $100 plus cards for them to send out to their family & friends.
The runner-up will receive $50!
The deadline is
Friday, October, 5th, 2018

Car Loans
CARS & MONEY go together like Bees & Honey!
Are you in the market for a NEW or USED vehicle and need some extra cash?  We have several ways to make it happen!

BUZZ into one of our offices to get pre-approved

BUZZ over to RIFCU.org and apply for a loan online

BUZZ into a dealer and have them BEE-LINE your loan to us!

Learn more when you visit the RIFCU Auto Loan Center
Express Yourself!

"I opened my account because I hated my bank. I have found that you have all the perks they had with your mobile app and online services, which is great!"
 ~Brittany M., Member since 2015 -    
Thank you for being a loyal member. If you've received outstanding service, please tell us about it. Contact us or send your letter to Attn: Marketing, 3710 N 50th St., Tampa, FL 33619. 

Another great way to show you care about your credit union is to like us on Facebook, follow us on Twitter and view us on Instagram! Just click the links below:
            Like me on Facebook        Follow me on Twitter       View on Instagram

When you have an RIFCU Visa, there is NO Cash Advance Fee &
You pay the same interest rate as you do on purchases!!!
Compare this to your current credit card, then make the switch.
IMPORTANT:  UPDATED Mobile/Remote Deposit Instructions

Please review prior to submitting your check:
  • Due to regulatory changes, an endorsement must be written on the back of the check for account credit. Ensure your check is endorsed in this format:
1. Signature
2. "Mobile Deposit Only to RIFCU"
3. Your RIFCU account number
  • Place check on a DARK BACKGROUND
  • Ensure you have GOOD LIGHTING
  • Ensure your check is the ONLY ITEM visible in the photo
  • Make sure you have not already deposited your check
  • WARNING:  Check Holds may apply
2018 RIFCU Scholarship Winner

Congratulations to Kelviyana Walker on being selected as our Annual Youth Scholarship Recipient. Kelviyana is a graduate of Armwood High School and will be attending the University of Florida to major in Biomedical Sciences. In addition to numerous academic accolades, she is an active member of the community and currently serves on the Railroad & Industrial Federal Credit Union's Youth Advisory Board. Applicants were asked to describe in their own words, what is a credit union? Please read Kelviyana's response below.
"Credit Unions promote the financial welfare of its members by ensuring that members feel in-control and cognizant of what's happening with their money. RIFCU offers a Youth Advisory Board to its younger members. From experience, the object of the board is to give youth an opportunity to grow in the field of finance and garner service hours while doing so. Furthermore, RIFCU offers a wide range of products and services that can be mixed and matched to anyone's desire."
We wish Kelviyana the best of luck at the University of Florida! Congratulations Kelviyana!

September 2018 Happenings
Grandparents Day: September 9th
SEP 3: Labor Day
SEP 5: Int'l Day of Charity
SEP 8: Literacy Day
SEP 9: Grandparents Day
SEP 10: Suicide Prevention Day
SEP 11: Patriot Day
SEP 17: Constitution Day
SEP 21: Int'l Day of Peace
SEP 22: Fall Begins
September is Observed as:
  • Nat'l Preparedness Month
  • Childhood Cancer Awareness Month
  • National Suicide Prevention Awareness Month
  • National School Success Month
 Birthstone: Sapphire
Flower: Aster & Forget-me-not

Did you know we currently offer a "No Closing Cost" mortgage loan? The only money needed when making a purchase is the down-payment, taxes and insurance. Railroad & Industrial Federal Credit Union pays the rest. No money is needed when you refinance your current mortgage. Whether you are a first time home buyer, trading up, or purchasing a second home, we have a mortgage for you!  
To find out more, start your application when you click here or call our Mortgage Loan Originator, Terri Brancucci at (813) 621-6661 ext. 272. She'll be glad to assist you!
Summer Photo Contest Winner

Thank you to everyone who participated in the 2018 Summer Vacation Photo Contest. We would like to congratulate Meghan, Anthony & Tyler on being selected as the WINNERS for our Summer Photo Contest! Check out all the places the Martines' visited on vacation! They received 4 tickets to Busch Gardens to enjoy a Staycation this year.  Thank you for bringing us along with your family this summer! #RIFCUsummer 
Grand Central Station, NewYork
Disney World,
Emerald Isle,
North Carolina

Holiday Schedule

Our offices will be closed in observance of 
Labor Day: Saturday, September 1st & Monday, September 3rd


Columbus Day: Saturday, October 6th & Monday, October 8th

Veterans Day: Saturday, November 10th - Monday, November 12th

Thanksgiving: Thursday, November 22nd

Online Services & Apps

Like most people, at the most impromptu times, you want to know...
What's my balance?
Oh, I want the car! How can I apply?
Did that check clear?
Did I pay the electric bill?
How much was the last debit transaction?
Where is my debit card?
I need cash! Where's an ATM?
We have apps, and online services for all these questions.


Railroad & Industrial Federal Credit Union
P.O. Box 5125
Tampa, FL 33675-5125

Nationwide: (800) 769-1424

Member Services: (813) 621-6661


Disclaimer: All content in this newsletter is for informational purposes only and should not be relied upon to make any financial, accounting, tax, legal or other related decisions. Each person must consider his or her objectives, risk tolerances and level of comfort when making financial decisions and should consult a competent professional advisor prior to making any such decisions. Any opinions expressed through the content in this newsletter are the opinions of the particular author only.

Copyright © 2018 Railroad & Industrial Federal Credit Union.  All Rights Reserved.

Railroad & Industrial Federal Credit union, 3710 N. 50th Street, Tampa, FL 33619
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