News & Events 0% Auto Loan Might Not Be the Best Deal In seeking the best deal on your next car, you might've stumbled upon advertisements or offers to get a 0% interest auto loan. As great as this sounds, you may not save as much as you expect with this type of incentive. Member Security Center Each year in the United States 10 million people are victims of identity theft. That is why we are pleased to announce that we now offer a service to help protect you from becoming a victim of identity theft. Chip Cards Are Here You'll notice our debit and credit cards have changed! Mortgages - 6 questions If you can answer six simple questions, you are on your way to home ownership. Just click here to get started. Debit Card Control Now you can have added peace of mind with our debit card. The newest feature on our mobile app. is the ability to activate/deactivate your debit card. In other words, you control when and how the card is used! Employment Ready for an exciting career at a financial institution? Look no further than the current job openings at Railroad & Industrial. Click here for current vacancies. Spread the Word One of the best ways for the credit union to grow is through referrals from members.