Railroad & Industrial Federal Credit Union

Please be aware of text scams! RIFCU will not send text messages in regards to your debit card. If you receive a text asking you to contact support, DO NOT RESPOND and alert the Credit Union immediately.

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Please ensure your mobile deposits includes your signature, account number, and has the words for mobile deposit only.

Great Interest rates. No Annual Fee & C U Rewards. We have a Visa Card for Everyone.

We offer Retirement & Estate plans, Investments, Annuities, IRA & 401k. Free Consult at 9 locations

You are in control. Turn your Debit Card on of off with the R I F C U App.

Now accepting applications for Youth Advisory Board For Student Members Ages 16 to 25.

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News & Events

Drawing Contest

Christmas Card Drawing Contest! We're conducting a contest for our annual Christmas card and want our young members to design the card.

Cars and Money

Most members who buy a car need money. We have several ways to help with your car buying efforts and the money.

Youth Advisory Board

Learn more about your credit union and how we operate.

More News

Featured Rates

Loan Rates	as low as
New/ Used Auto	2.50% APR
Home Equity	5.50% APR
VISA Platinum	10.65% APR
VISA CURewards	11.65% APR

Savings Rates	as high as
Regular Share	0.15% APY
Youth Share ($5-500)	5.10% APY
Money Management	0.50% APY
4-Yr Share Certificate	2.15% APY
5-Yr Share Certificate	2.40% APY

APR = Annual Percentage Rate
APY = Annual Percentage Yield