Spoofing is when a caller deliberately falsifies the information transmitted to your caller ID display to disguise their identity. ... If you answer, they use scam scripts to try to steal your money or valuable personal information, which can be used in fraudulent activity. RIFCU will never ask for any account information or personal information unless responding to a direct request. Please report spoofing to reportabuse@rifcu.org. 

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Railroad & Industrial Federal Credit Union Homepage

Account Access

Loan Rates as low as
New/ Used Auto 1.99% APR
Home Equity 3.25% APR
VISA Platinum 8.90% APR
VISA CURewards 9.90% APR


Savings Rates as high as
Youth Share ($5-500) 5.10% APY
Money Management 0.30% APY
4-Yr Share Certificate 0.80% APY
5-Yr Share Certificate

0.90% APY


APR = Annual Percentage Rate
APY = Annual Percentage Yield

  • CO-OP Shared Branch
  • CURewards
  • TruStage
  • Midwest Loan Services Inc.
  • SallieMae
  • CUDL AutoSmart by CU Direct