Contact Us

Member Services:

Local (813)621-6661 
Toll Free (800)769-1424
8:30 am - 6:00 pm, Monday through Friday

Send Us an Email

Routing & Transit Number
263183049

Mailing Addresses:

Inquiries and Applications
Railroad & Industrial Federal Credit Union
P.O. Box 5125

Tampa, FL 33675-5125

Payments
Railroad & Industrial Federal Credit Union
2315 Drane Field Road
Lakeland, FL 33811

Other:

To make your mortgage loan payment visit Midwest Mortgages.

To send proof of car, boat or other movable loan insurance visit We Have Insurance.

Phone Numbers
Lost - Stolen - Fraud  VISA Card
Visa CREDIT and DEBIT (800)449-7728
After Hours Card Services   
DEBIT Card (866)820-1988
CREDIT Card (866)820-4883
From CSX Company Line
CSX  ext. 6370
Automated Audio Response  
Tel-R Connect (813)621-6661 press 1
(800)769-1424 press 1
Departments
Member Services Press 0
Auto Advisor  Ext. 234
Wealth Management, Richard Chrzanowski Ext. 279
Family Security Plan Insurance Ext. 226
Mortgage Application Ext. 272
New Company Groups Ext. 233
Fax Numbers
Loans and Mortgages (813) 623-1291
Member Services (813) 621-9479
Marketing  (813) 623-1291
Branches
Main Office, 50th St. Branch (813) 740-8425
Plant City (813) 759-8125
Temple Terrace (813) 985-6251
Credit Union of Winthrop (Riverview) (813) 769-0638
South Shore (Ruskin) (813) 938-5946
Credit Union of Seffner (Brandon) (813) 315-3188
Zephyrhills (813) 715-7546
Lakeland, 2315 Drane Field Rd. (863) 644-5602
Lakeland, 3305 Lakeland Hills Blvd.  (863) 687-2318

Collection Department

Our Collection Officers are here to help you whenever you are having trouble with your credit union loan payments. You can reach them at their extension or e-mail listed below. If you can't reach a them at the numbers below, call (813)621-6661.

Collection Officer Extension Direct Phone Line E-mail
Cathy 242 (813) 405-1426 ctarlton@rifcu.org
Deanna 239 (813) 739-8305 dlemelin@rifcu.org
Steve 238 (813) 405-1428 sbates@rifcu.org
Jim 236 (813) 739-8310 jmillwater@rifcu.org
Kelly 243 (813) 405-1427 kphipps@rifcu.org