Checking Accounts

Choice Checking is one of the best checking accounts in the Tampa Bay area. It's Free with Direct Deposit and offers these great benefits:

  • Remote Deposit — snap an image of the check you want to deposit and submit via your mobile device!
  • Free checking to all members under age 25 and over age 60.
  • Earn interest (dividends) on average daily checking balances of at $1,000 or more.
  • Free online bill payer — EZ Pay.
  • Free Debit Card/ ATM Card — Get cash back while you shop, it's quick and easy!
  • Free ATM Access — use your Debit card for cash at any Railroad & Industrial ATM, at any CU Here, CO-OP or at any Presto at Publix Grocery store.
  • Free Overdraft Protection — from your savings (share) account or line of credit.
  • Unlimited Check writing.
  • Unlimited lobby visits.
  • Free online banking with PC Connect.
  • Free account statements — mailed or electroni!
  • Free account transaction alerts.
  • Mobile device access for iPhone or Droid and others.
  • Free with Direct Deposit, otherwise, $4 per month without direct deposit if average daily balance of $1,000 is not met.

To start direct deposit, you'll need our Routing & Transit number 263183049.

Open an Account  View Rates  Savings Calculators