New & Used Auto Loans
Our low, fixed rates on auto loans can put you in new wheels at flexible terms and payments you can afford. We will finance up to 100% of MSRP or retail value. We also offer you competitive mechanical repair coverage, GAP protection and credit life/disability products.
If you would like to compare your current vehicle payments with another financial institution with our low rates and payments, check out our current Rate Page, call our office we'll get the refinance started and you'll be on your way to saving money, you can start the application online at any time.
Payment Advantage is our lower payment option - some people say it is a hybrid lease. You’ll have lower monthly payments, in some cases as much as 40% lower than a conventional loan. You can finance for up to 60 months with no money down. This residual loan program is not your typical lease, it's better because of its exceptions. Some of the exceptions include:
You own the car
You can sell or trade the car anytime during the term
Call today for a quote.
Apply Online View Rates Auto Loan Calculators
Buy car insurance with us through our partnership with TruStage. You can find out instantly what your premium will be and can enroll online for the insurance. We offer competitive Auto Insurance, Long Term Care, Medicare and Life Insurance through TruStage.
GAP (Guaranteed Asset Protection)
Upside Down, Negative Equity Protection
Vehicles are so expensive and we want to help protect you from out of pocket losses. If you take advantage of our lenient + + + financing then our GAP (Guaranteed Asset Protection) coverage is for you. This insurance protects the variance between what you owe and what the vehicle is worth. In other words it protects the GAP. And what’s best of all, you can pay this coverage in conjunction with your payment, ask us how when you apply.
This coverage is perfect for those who finance 100% of the value of their vehicle. If the vehicle is reported as a total loss, the coverage covers the "GAP" between what is owed on the loan and the value of the vehicle. Which will allow you to get new wheels without worrying about paying for a vehicle that has been totaled.
Mechanical Repair Coverage
When you decide to purchase a vehicle, remember your credit union offers Mechanical Repair Coverage at great savings. Plans are available in three levels and you are not tied to a dealer for repairs. The coverage is nationwide and is transferable if you sell your vehicle before the loan matures. You can add this at the time when you close your loan. Call to request a quote or to find out more about the program. Our repair plans allow you to select the coverage deductible and terms that work best for you, coverage includes:
• Rental and towing reimbursement
• 24-hour toll-free roadside assistance, and
• Emergency travel expense
Mechanical Repair Coverage can be canceled at any time on a pro rata basis.